CBIZ Vacation Rental Insurance Blog

When Are You Potentially Liable for a Guest’s Injuries?

Posted by CBIZ Vacation Rental Insurance on Feb 4, 2019 11:16:00 AM

As a vacation rental homeowner or property manager, the last thing you want to hear is that a guest was injured at your property.

Unfortunately, injuries can and do happen. Depending on the circumstances, your guest may believe you bear some responsibility for his injuries.

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Topics: Vacation Property Owners

Lower Risk by Providing Step-by-Step Instructions for Your Guests

Posted by CBIZ Vacation Rental Insurance on Jan 28, 2019 10:14:00 AM

When you own a vacation rental home and have strangers staying on the premises, any number of things could go wrong.

You probably invested a lot of money into the structure, furniture, electronics, and appliances. Many vacation rental property owners also provide amenities like hot tubs, saunas, watercraft, and exercise equipment. You know how to operate these things, but will the guests staying in your rental property be able to figure it out?

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Topics: Vacation Property Owners

Should You Allow Renters to Bring Their Pets on Vacation?

Posted by CBIZ Vacation Rental Insurance on Jan 22, 2019 10:17:26 AM

There are a lot of decisions you need to make when you start renting your vacation property to others.

One decision that shouldn’t be overlooked is whether to allow guests to bring their furry friends with them when they stay in your rental. Many pet owners consider their pets as family members and they can’t imagine vacationing without Fluffy or Fido by their sides. 

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Topics: Vacation Property Owners

Limiting Risk When the Bedbugs Bite

Posted by CBIZ Vacation Rental Insurance on Jan 14, 2019 9:06:00 AM

Few things can cause as much dread for a vacation rental property owner than the words “You’ve got bedbugs!”

Taking preventive precautions can help you avoid having to deal with the aftermath of a bedbug infestation, but despite your best efforts, the nature of your business means you’re at risk. Having vacation rental insurance that offers protection for bedbug clean-up and removal can provide added peace of mind, limiting your out-of-pocket exposure if you are the unlucky host to more than just the guests who rent out your property. 

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Topics: Vacation Property Owners

Limiting Out-of-Pocket Losses When Your Damaged Vacation Rental Property is Also Your Home

Posted by CBIZ Vacation Rental Insurance on Jan 7, 2019 9:01:00 AM

Renting out your primary home to travelers who prefer vacation rentals over local hotels can be a great way to supplement your income.

You don’t necessarily have to be located in a top travel destination to do so, either. While engaging in the vacation rental business can be rewarding, unfortunately, occasional unforeseen events can result in property damage, even if you’ve taken safety precautions.

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Topics: Vacation Property Owners

Have You Protected Your Rental Income from the Unforeseen?

Posted by CBIZ Vacation Rental Insurance on Dec 31, 2018 9:00:00 AM

Whether you own one vacation property or ten, and whether you rent out your vacation rental property a few times a year, just for a season, or strive to have your rental calendar booked all year round, it’s a business.

You’re earning income from the rental activity. 

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Topics: Vacation Rental Insurance

Buying Vacation Rental Coverage Can Protect You from Litigation Headaches

Posted by CBIZ Vacation Rental Insurance on Dec 24, 2018 9:16:00 AM

No vacation property owner ever wants to learn they are the target of a guest’s lawsuit.

Unfortunately, claims brought in court don't need to be legitimate to cause major headaches and frustrations for vacation rental property owners. Defending yourself can also be expensive, even if you ultimately prevail. The good news is that, when you have the right vacation rental insurance in place, you can relax knowing your policy provides liability claim defense.

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Topics: Vacation Rental Insurance

Prepare Now for Peak Season 2019

Posted by CBIZ Vacation Rental Insurance on Dec 17, 2018 9:06:00 AM

As a vacation rental property owner or manager, you have a lot of responsibilities on your plate.

You probably know that a little strategic planning now can reap big rewards for the next rental season. However, handling day-to-day matters can make it tough to plan ahead; that’s doubly true when you’re in your peak rental season.

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Topics: Vacation Property Owners

Pay-As-You-Go Damage Insurance vs. Commercial Vacation Rental Insurance

Posted by CBIZ Vacation Rental Insurance on Dec 10, 2018 8:40:00 AM

If you rent your vacation property to others, there is always a risk that the structure or its contents will be damaged somehow during a renter’s stay.

When damage occurs, you could find yourself having to pay significant amounts of money to repair or replace your property. That’s where vacation rental insurance comes in. Of course, there is a cost to purchasing insurance coverage.

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Topics: Vacation Rental Insurance

Making Renters Feel Safe in Your Rental Property

Posted by CBIZ Vacation Rental Insurance on Dec 3, 2018 8:42:00 AM

You may think your vacation rental property is safe, but do your renters share that view?

Taking some simple steps now can go a long way in helping your guests feel secure and comfortable when they stay at your property. Besides making people feel safer, these actions can also help limit your liability risk if something unexpected does occur. 

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Topics: Vacation Property Owners

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