Limiting Risk When the Bedbugs Bite

Posted by CBIZ Vacation Rental Insurance on Jan 14, 2019 9:06:00 AM

No vacation rental property owner wants to hear these words: you have bedbugs! And without adequate insurance protection designed to cover bedbug infestations, you could face large out-of-pocket expenses  😱 Find out more about controlling bed bugs and mitigating your liability risk today! 

moriah-leynes-1298836-unsplashFew things can cause as much dread for a vacation rental property owner than the words “You’ve got bedbugs!”

Taking preventive precautions can help you avoid having to deal with the aftermath of a bedbug infestation, but despite your best efforts, the nature of your business means you’re at risk. Having vacation rental insurance that offers protection for bedbug clean-up and removal can provide added peace of mind, limiting your out-of-pocket exposure if you are the unlucky host to more than just the guests who rent out your property. 

Controlling bedbugs in vacation rental property starts with understanding that bedbugs can be present in any type of property, in any location. What’s more, they can live for up to a year without feeding. Unfortunately, that means you cannot assume your property is problem-free, even if it’s been vacant for the previous season.

Simple actions like buying protective mattress covers designed specifically to keep bedbugs off your mattresses, using metal luggage racks, providing enclosed, covered laundry hampers, washing linens in hot water at least once each week, vacuuming regularly, and caulking holes in your rental property’s floors and walls can all help prevent infestations and lower your risk.

If you don’t have insurance protection designed to cover bedbug infestations, consider purchasing it. Without adequate insurance protection, you could face large out-of-pocket expenses.

According to HomeAdvisor, the national average cost of bedbug treatments is $1,750, with the cost reaching up to $5,000 in some cases. For vacation rental property owners, a bedbug infestation can also mean having to cancel previously arranged bookings and foregoing rental income while the property is being treated.

Bedbug protection can be surprisingly affordable when you consider the cost of going without it. CBIZ Insurance Services provides up to $15,000 of additional insurance coverage for bedbug clean-up, removal, and related expenses for just $50 as an optional add-on to their policy.

Find out more about controlling bed bugs and mitigating your liability risk by visiting our vacation rental resources page. Then, contact us today to get a quote for insurance for short-term vacation rentals of your vacation property.

Talk to a CBIZ vacation rental insurance expert today - request a consultation

Topics: Vacation Property Owners

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