No matter what safety precautions you have in place or how well you maintain your vacation rental property, a vacationer could become injured or claim that your negligence caused damage to their property at any time.
It is not unheard of for renters to file lawsuits claiming that the vacation rental property owner or property manager was negligent, did not live up to a legal standard of care, or was somehow responsible for their injuries. If you are named as the responsible party in such a suit, you need to defend yourself against the charges – even if you believe that your actions (or inactions) did not contribute to the renter’s injuries.
It is expensive, time-consuming, and emotionally-taxing to have to defend yourself against a lawsuit. Even if the vacationer is ultimately unsuccessful in proving that you were at fault, you may still be responsible for paying attorneys’ fees and court costs, not to mention your time and the frustration you experience in the process.